Identity Guard, the flagship product of Intersections Inc., has been added to our identity theft protection comparison. Dubbed Identity Guard Total Protection this offering is being billed as the first 360 degree identity protection in that it protects your credit information, public records and personal computer with internet security. Intersections protects over 8 million identities and has been a pioneer in this industry for the last 10 years. They are the sole provider of identity theft security to the Identity Theft Assistance Center (ITAC) which is a cooperative initiative of the financial services industry to address the problems of identity theft. In fact, 8 out of the top 10 banks in the United States, have private brand labels of Intersections Identity Guard service.
Identity Guard’s addition may seem a bit unusual to some of our more avid readers as they rely on credit monitoring instead of fraud alerts for credit protection but we wanted to provide consumers with alternative choices. Identity Theft Labs still recommends a fraud alert over credit monitoring as a first line of defense but recognized that people are looking for a multitude of choices and may, for example, place a fraud alert on their own but shop for credit monitoring or personal record scanning services.
Our team chose Identity Guard as they are the best overall credit monitoring service because in addition to three bureau credit monitoring and reports they have excellent internet and database scanning technologies and quarterly credit score updates. They also offer $20,000 worth of identity insurance though there is a $250 deductible. Identity Guard’s protection is $14.99 a month and they are currently offering the second month free but consumers can opt instead for a year of Zone Alarm internet security suite for the same price by clicking here. Zone Alarm will be included every year you remain a member. A full Identity Guard review will be added to our site in the near future.